Australian Development Gateway

The Australian Development Gateway (ADG) strives to support members of the development community in their efforts to reduce poverty and enhance sustainable development in the Asia Pacific region. The site has been created with participation from members of government, private, academia and non-government organisations. User feedback mechanisms have been incorporated to guide future directions of the site. The site is optimised for low bandwidth access to enable the widest participation throughout the Asia Pacific region.

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Product diversification in microfinance - introducing individual lending (pdf 434kb)

This document provides assistance to the increasing number of microfinance institutions (MFI) globally that are introducing individual lending products by providing an overview of issues involved.

Group and individual loan methodologies represent very different approaches to microfinance and microcredit services. Microfinance institutions (MFI) planning to offer both group loan and individual loans products need to know these differences at the product, process, and organisational levels, to understand implications of diversifying their product range.

 

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